There are waiting periods for non-emergency procedures, and IMSS members who get their coverage as part of their formal employment are given priority over those who enrolled independently. IMSS coverage does not provide medical evacuation from Mexico, either. plastic surgery, weight loss), infertility treatments, or treatments for self-inflicted injuries. Your IMSS insurance does not cover eye care, dental, elective surgeries (e.g. You can see the list of required documents on this page Bank payment receipt for the first-yearвЂ™s premium (made on the day you visit the local IMSS office).Two photographs, same format and rules as those for your residency permit.Application form and health questionnaire provided by IMSS.YouвЂ™ll need to attend your local IMSS office to present your paperwork (original and copies) duly completed, which includes: You can begin the application online or in person at your local IMSS office. You can see the list of excluded and deferred preexisting conditions on this page Application and payment Other specific preexisting conditions are covered on вЂdefermentвЂ™ and these donвЂ™t preclude you for joining the program, but are subjectВ toВ specific waiting periods before you can seek healthcare services within the IMSS system related to them. If you haveВ any preexisting excludedВ conditions, you cannot enroll into the IMSS insurance program. Some preexisting conditions are not covered and these include malignant tumors, congenital diseases, chronic degenerative diseases, addictions, mental illness, and HIV-among others. Therefore, a retired couple would typically pay about US$90 per month (equivalent to US$1,080 per year) for IMSS insurance coverage in Mexico. By way of example, a person in their 60s currently pays $10,350 pesos per year (equivalent to around US$45 per month). You can get the current rates from the table on this page. The price for annual enrollment varies depending on your age. Note:В IMSS is not the same as the program formerly known as Seguro Popular now replaced by the INSABI program. The second is by voluntary enrollment, which is open to those not in formal employment and those who wish to enroll on a voluntary basis-for example, foreign residents who are retired in Mexico.ДЇoreigners who wish to enroll voluntarily must have legal residency status ( Residente Temporal or Residente Permanente, formerly FM3/FM2) to qualify foreigners in Mexico with FMM visitor permits are not eligible.First, anyone (foreign resident or Mexican national) who is formally employed in Mexico must pay their employee IMSS contributions and become enrolled in the program, regardless of any other private health insurance they may have.The IMSS healthcare serviceВ is funded by a combination of the Federal government, employer payroll taxes, and employee payroll taxes (or individual contributions where the service is taken on an independent/voluntary basis). If you donвЂ™t speak Spanish, youвЂ™ll need a friend to help you, or youвЂ™ll need to hire an interpreter when you apply, and when you go for any treatment. Note that the information, application procedures, and all healthcare services are provided in Spanish only. The service is called Seguro de Salud Para La Familia. While public healthcare in Mexico is relatively good, the quality of services varies between hospitals and expats may experience long waiting periods for non-emergency and specialist procedures.Mexico operates a publicВ healthcare system known as Instituto Mexicano de Seguro Social (IMSS) which provides universal healthcare to Mexican families and foreign residents enrolled in the system. Fees for the Seguro PopularВ system are charged on a sliding scale depending on a residentвЂ™s income.ДЄlthough most doctors speak English, enrolling with MexicoвЂ™s public health system may be frustrating for expats as the application procedure, as well as most public healthcare administration, is in Spanish. People who cannot afford the IMSS system must enrol with the Seguro PopularВ system. Those who are not formally employed may voluntarily enrol in the IMSS system, in which case they will have to pay an annual contribution fee. Those employed in Mexico are automatically enrolled in the IMSS system and their contribution to the scheme is deducted from their salary. These cover patients for most medical services and prescription drugs. MexicoвЂ™s public healthcare operates through the Instituto Mexicano de Seguro SocialВ (IMSS) and Seguro PopularВ systems.

Seguros mexicanos